You can not take out a joint IVA, but you and the other particular person could be able to take out person IVAs which might be linked - these are generally identified as ‘interlocking�?IVAs. Your insolvency practitioner can suggest you concerning this. 的確，為了追回欠款，銀行在特定情況下會要求欠款人變賣手上物業，以抵償一部份欠款，然而，針對大部份負資產人仕、手上物業需補地價之業主，並... https://iva66666.techionblog.com/29896809/detailed-notes-on-債務舒緩-hkiva-top